It is the dream of most people to have a home of their own. It doesn’t matter if it is your first house, or your last home, there is always excitement when you decide to buy a home. Navigating the buying process can be challenging, but with Team Couch of Birch Realty Group it doesn’t have to be!
Here are a few tips to help you get started!
Choose a Real Estate Agent
Real Estate Agents are professionals who earn a living through buying and selling of homes. An experienced Agent is a person who will save you lots of time during the buying process. Though you can look at homes for sale online, the process will be faster with an agent as they are up to date with all information on homes for sale in your area.
Find a Home
Finding a home can be tiring! It is important to decide what is most important to you and your family. Should the new home be close to schools? Near shopping? How far is the drive from work? Having an agent on your team can help you sort through all of those details and find the perfect location for you.
Get a Loan
Before you start shopping for your property, it is a good idea to make some financial preparations.
The first step in purchasing a home is to talk to a lender and get approved for your mortgage loan. There are all kinds of mortgages available with different rates and features. A Mortgage lender will help you navigate through all available options and find the best loan program based on your needs.
Using a local lender DOES make a difference. If you haven’t been pre-approved for your home mortgage, please refer to our vendor list to find a list of preferred Financing/Mortgage Lenders that have a proven reputation in this area. Because our lenders are local, they can speed the loan approval process which can save you time, money and any problems that might delay your home purchase.
Get A Home Inspection
Once your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the timeframe that was agreed upon in the effective contract to purchase. A home inspection typically includes an examination of heating and central air conditioning systems, interior plumbing, electrical systems, the roof, the attic, visible insulation, walls, ceilings, floors, windows, foundations and basements. Home inspectors represent the buyer and are paid by the buyer. The inspection helps ensure home buyers of the quality of their investment by making them aware of its current condition and alerting them to any major defects that could cost them down the road.
Remember all inspectors must be approved by the Mississippi Real Estate Commission.
Are you ready to get started looking for your new home? Contact Team Couch today to get started!